Protect what matters effortlessly. Fully Digital .No forms. No medicals. Just total peace of mind.
QUICK & EASY
Whether it's funeral expenses or future financial security, Oracle’s cover options are designed to ease the stress during life’s most difficult moments -so you and your loved ones can focus on what matters, not costs.
Whether you're looking for entry-level protection, comprehensive life cover or affordable funeral cover, you can customise your plan online in minutes. Add your spouse, children, parents, domestic workers - even extended family. No queues. No paperwork. No medicals.
From E300 000 in life cover to built-in funeral benefits, Oracle’s cover options are affordable, accessible, and instant. Get covered online, receive your documents by email, and rest easy knowing your peace of mind is just a few clicks away.
COVER OPTIONS
Low premiums, no paperwork, no medicals*, no queues - our onboarding process is fully digital!
LEGACY LITE LIFE COVER
One plan, dual protection. Get up to E 300 000 life cover with the flexibility of E 50 000 accelerated* funeral cover. This is the smart, affordable way to secure everything that matters, with no medical tests needed. Apply online for instant peace of mind.
LEGACY LIFE COVER
Secure your legacy with our highest cover of up to E 10 million. Protect your family’s future, cover home loans, and live life to the fullest knowing they are completely taken care of. Get your powerful protection in place today.
SMART FUNERAL COVER
Cover your entire family under one affordable plan. Get up to E150,000 cover for immediate family members and E50,000 for extended family, ensuring your loved ones have financial support during a difficult time. Applying is quick and easy, with no medical tests required. Secure your peace of mind today.
*There is a very low chance of being required to do a medical examination
INSTANT COVER
Choose your cover amount & options online, tailored to your needs.
Just provide essential info: ID, contact details – no medicals.
Receive your quote instantly, then set up debit order payment.
Policy number via SMS, documents via email for instant peace of mind.
AFFORDABLE COVER THAT DOES MORE
Legacy Lite gives you up to E300,000 in life cover – with the option to include a built-in E50,000 funeral benefit for total peace of mind.
Big protection. Small commitment.
secure your future with
Legacy Life Cover is a fully underwritten life insurance policy that provides up to E10 million in cover – helping you live your legacy and leave a lasting impact.
Start living your best life today – because your future is worth protecting.
BUILD YOUR COVER WITH
Smart Funeral Cover lets you protect a wider circle of loved ones — all under one simple, digital policy. No forms, no queues, no stress — just smart coverage for the people who matter most.
You need your Eswatini ID number, active cellphone number,
valid bank account and an email address. You also need to
have information available on your marital status, academic
qualifications and monthly income for the application. Please also
read the terms and conditions highlighted in this document before
you apply to make the application process easier for you.
Get up to E300 000 life cover with the flexibility of E50 000
accelerated funeral cover paid within 48 hours
Waiting period is 6 months for natural death.
There is no waiting period for accidental death.
Legacy Life Cover provides protection for both natural and
accidental death. It ensures your family receives the insured
amount when they need it most, offering peace of mind and
financial stability.
Our pricing is flexible and tailored to your needs with a max cover
of E10 million. You can get a quick and personalized quote online at
www.oraclelife.co/getcovered.
There is no waiting period for life cover claims. However, a sixmonth waiting period applies to lump sum disability and salary
protection benefits.
You can build funeral cover for almost anyone — from your spouse and children to parents, relatives, and even domestic workers.
You can get up to E50,000 per member, with immediate cover for accidental death and quick claim turnaround times.
Simply visit www.oraclelife.co/getcovered, answer a few quick questions online, and you’re covered — no forms or medicals needed.
Get cover now and ensure everything is taken care of when it matters most.
We are Oracle Life, an authorised financial services provider in Eswatini and part of the Oracle Group, partnering with Hannover Re. We offer smart, digital funeral cover with zero paperwork and no medicals , focusing on protecting what matters.